When you step into the world of adulthood, there are a lot of confusing new responsibilities you have to manage: taxes, budgeting, insurance, paying rent…not to mention remembering to unplug your straightener when you leave the house in the morning. I really wish there was a class offered in college to go over the fundamentals of these adult duties, but instead, we’re stuck with word of mouth and frantic googling.
When I heard about Oscar’s mission of simplifying the complex terminology of healthcare and outlining the process in a way that’s easy to understand, my first thought was “that’s genius.” How have we managed without a resource like this for so long?
Health care premiums are slightly terrifying because they are expensive. But the only thing that’s scarier, is having some sort of medical emergency or a need for health care, without the proper insurance. The costs without proper insurance can be crippling. Last year when I was pregnant with Rio, I was so thankful that I had gone through the proper steps to cover myself and my family. During check-ups, ultrasounds, and delivery appointments, you only want to focus on keeping your baby healthy and being excited to meet him or her. The last thing you want to worry about is healthcare expenses. Did you know pregnancy costs run around $1,479 with health insurance versus an astronomical $5,790 without it? It’s definitely worth the time to get the proper coverage for your family.
According to Oscar’s website, over half of uninsured people say that they have trouble paying medical bills. Aaand medical bills are the biggest proponent of bankruptcies. Yikes. Luckily, you still have time to get covered this year. Open enrollment is the only time you can sign up for health insurance coverage, but luckily, you still have time to get covered this year. New Yorkers have until January 31st to sign up for 2018 coverage. If you’re interested in learning more information, head to http://howtogetcovered.com/ for a great breakdown of the facts of healthcare and step by step guides to getting covered.